What went wrong, and the 2025 response
The MBS rebate was frozen for roughly six years from 2013 while practice costs rose. Bulk billing rates fell steeply, gap fees rose, and surveys recorded substantial numbers of Australians delaying or skipping GP care on cost grounds — with emergency departments absorbing part of the displaced demand. The reforms commencing 1 November 2025 increased the incentive substantially and extended it to all patients, with an additional practice-level loading for universal bulk billing, and incentives remain location-weighted under the Modified Monash Model.
